Investment Planning Advisors, Inc.

CIK 0002024049 · Q1 2026

13F Equity AUM

$363.2M

+5.7% QoQ

Positions

107

+12 QoQ

AUM Rank

#5,258

Top 42%

Skill Alpha (FF)

—

Building track record (6q)

Quarters Tracked

~2 years

Portfolio Concentration

Top 5: 44.6%Top 10: 69.0%Top 20: 83.2%

SPYM12.2%

MGC9.9%

VCRB7.8%

RWL7.7%

FRDM7.1%

VXF6.8%

QQQM6.4%

FBND4.7%

SCHF3.5%

FLOT3.0%

Others (97)31.0%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services96.8%

Other3.1%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 107Median: 0.19%Avg: 0.93%

0–0.5%

82(13.6%)

0.5–1%

7(4.9%)

1–3%

9(15.4%)

3–5%

2(8.2%)

5%+

7(57.9%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 103Unique: 4vs 20 funds

1.4%Low

107

Fund positions

7,299

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

Most Similar Funds

Top 9 benchmark funds with highest portfolio overlap (Jaccard similarity)

BANK OF AMERICA CORP /DE/

2.1%

1.9%

2.6%

1.5%

1.1%

GEODE CAPITAL MANAGEMENT, LLC

0.8%

VANGUARD CAPITAL MANAGEMENT LLC

0.8%

VANGUARD PORTFOLIO MANAGEMENT LLC

Jaccard similarity per fund: shared CUSIPs / (fund A + fund B − shared). Higher values indicate more similar portfolios.

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Position Changes This Quarter

New14Increased64Decreased27Exited3

New Positions

FLOT3.0%

+212K

VNQ1.5%

+60K

XOP1.4%

+28K

LIN0.1%

+847

FNDX0.1%

+10K

CHV0.1%

+1K

CAT0.1%

+346

META0.1%

+455

PGR0.1%

+1K

VIS0.1%

+752

Increased

SCHF3.5%

+196K(+61%)

RWL7.7%

+78K(+47%)

VCRB7.8%

+74K(+26%)

SPYM12.2%

+54K(+10%)

QQQM6.4%

+35K(+55%)

SPGM1.4%

+26K(+63%)

SEPI0.6%

+17K(+24%)

MGC9.9%

+16K(+12%)

BSV2.6%

+15K(+14%)

VXF6.8%

+13K(+12%)

Decreased

CGUS0.4%

-318,401(-90%)

BINC0.3%

-209,887(-92%)

FRDM7.1%

-88,713(-16%)

RSP0.4%

-73,855(-91%)

CGMS0.1%

-4,862(-27%)

JQUA0.1%

-3,986(-47%)

MUB0.3%

-3,422(-24%)

SCHZ0.1%

-3,076(-15%)

JPST0.2%

-2,630(-14%)

CGGR0.8%

-2,118(-3%)

Exited

TLT

-3,485

SCHD

-10,456

SCHO

-9,746

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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