Ruggaard & Associates LLC

CIK 0001971230 · Q1 2026

13F Equity AUM

$252.4M

-0.6% QoQ

Positions

122

+1 QoQ

AUM Rank

#6,514

Top 52%

Skill Alpha (FF)

-2.5%/yr^ns

No Clear Edge

Rank #5,754 · Top 70%

vs S&P -11.4%/yr (unadj.)

Quarters Tracked

~3 years

Portfolio Concentration

Top 5: 26.7%Top 10: 46.5%Top 20: 73.5%

JPST5.9%

CGDV5.7%

CGCP5.6%

IBHF4.8%

IBDU4.7%

JBND4.5%

VO4.4%

SPHQ4.2%

RSP3.5%

CGGO3.4%

Others (112)53.5%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services84.2%

Technology5.7%

Energy3.2%

Other7.0%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 122Median: 0.23%Avg: 0.82%

0–0.5%

92(19.0%)

0.5–1%

9(6.4%)

1–3%

8(18.6%)

3–5%

10(38.8%)

5%+

3(17.2%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 120Unique: 2vs 20 funds

1.6%Low

122

Fund positions

7,299

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

Most Similar Funds

Top 9 benchmark funds with highest portfolio overlap (Jaccard similarity)

BANK OF AMERICA CORP /DE/

2.5%

2.2%

2.4%

3.6%

2.4%

VANGUARD CAPITAL MANAGEMENT LLC

1.9%

STATE STREET CORP

1.9%

GEODE CAPITAL MANAGEMENT, LLC

1.8%

VANGUARD PORTFOLIO MANAGEMENT LLC

Jaccard similarity per fund: shared CUSIPs / (fund A + fund B − shared). Higher values indicate more similar portfolios.

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Position Changes This Quarter

New5Increased41Decreased45Exited4

New Positions

VXUS1.8%

+60K

IBHI0.1%

+14K

SM0.1%

+8K

CHRD0.1%

+2K

DRS0.1%

+5K

Increased

CGCP5.6%

+10K(+2%)

IBDU4.7%

+9K(+2%)

CGGO3.4%

+8K(+3%)

PYLD0.4%

+7K(+21%)

DBEF2.9%

+6K(+4%)

JPST5.9%

+5K(+2%)

IBHF4.8%

+4K(+1%)

WTV3.0%

+3K(+3%)

CRC0.2%

+2K(+25%)

JBND4.5%

+2K(+1%)

Decreased

QGRO3.4%

-48,036(-37%)

SPHQ4.2%

-6,245(-4%)

IJK0.3%

-3,108(-26%)

CGDV5.7%

-2,631(-1%)

DFAS2.9%

-2,599(-2%)

LADR0.2%

-2,381(-5%)

RSP3.5%

-1,720(-4%)

JMEE0.7%

-1,331(-5%)

ITOT0.1%

-1,010(-30%)

BKDV3.1%

-868(-0%)

Exited

IJR

-2,162

MLB1

-112

SYK

-579

SPDR S&P 500 ETF…

-5

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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