RETIREMENT GUYS FORMULA LLC

CIK 0001933059 · Q1 2026

13F Equity AUM

$217.4M

-0.8% QoQ

Positions

154

+4 QoQ

AUM Rank

#7,074

Top 57%

Skill Alpha (FF)

-1.0%/yr^ns

No Clear Edge

Rank #3,740 · Top 46%

vs S&P -4.9%/yr (unadj.)

Quarters Tracked

~4 years

Portfolio Concentration

Top 5: 15.4%Top 10: 24.4%Top 20: 38.9%

JPST5.6%

HEGD3.3%

NDQ2.4%

AAPL2.1%

JEPI2.1%

VO2.0%

AVEM1.8%

JNJ1.8%

JEPQ1.7%

SPY1.7%

Others (144)75.6%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services50.0%

Technology10.4%

Healthcare8.7%

Consumer Defensive6.9%

Utilities5.6%

Consumer Cyclical5.5%

Industrials4.0%

Communication Services3.7%

Other5.3%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 154Median: 0.57%Avg: 0.65%

0–0.5%

70(11.2%)

0.5–1%

57(42.2%)

1–3%

25(37.7%)

3–5%

1(3.3%)

5%+

1(5.6%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 139Unique: 15vs 20 funds

1.9%Low

154

Fund positions

7,299

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

Most Similar Funds

Top 9 benchmark funds with highest portfolio overlap (Jaccard similarity)

MORGAN STANLEY

2.6%

JPMORGAN CHASE & CO

2.8%

BANK OF AMERICA CORP /DE/

2.8%

FMR LLC

4.1%

BlackRock, Inc.

2.9%

STATE STREET CORP

2.9%

VANGUARD CAPITAL MANAGEMENT LLC

2.7%

VANGUARD PORTFOLIO MANAGEMENT LLC

3.2%

GEODE CAPITAL MANAGEMENT, LLC

2.6%

Jaccard similarity per fund: shared CUSIPs / (fund A + fund B − shared). Higher values indicate more similar portfolios.

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Position Changes This Quarter

New35Increased59Decreased54Exited31

New Positions

JIVE1.7%

+43K

GILD1.4%

+21K

PAUG0.9%

+46K

GD0.9%

+6K

NEM0.8%

+17K

CAT0.8%

+3K

APH0.8%

+14K

MO0.7%

+21K

DTM0.6%

+10K

ETR0.6%

+12K

Increased

JPST5.6%

+61K(+34%)

CTA1.0%

+29K(+66%)

MRK1.0%

+15K(+477%)

KNG1.7%

+12K(+20%)

PEP1.4%

+12K(+151%)

NOW0.9%

+9K(+105%)

WMT1.5%

+8K(+46%)

DTE0.7%

+8K(+303%)

NFLX1.3%

+8K(+35%)

EZBC0.5%

+6K(+29%)

Decreased

SCHG0.9%

-94,713(-59%)

AAAU1.0%

-35,788(-43%)

T0.2%

-35,681(-74%)

KO0.7%

-27,984(-57%)

BAC0.2%

-20,966(-68%)

PSFF0.2%

-20,262(-61%)

HEGD3.3%

-9,546(-3%)

DFLV0.7%

-8,243(-16%)

SCHZ0.1%

-7,466(-38%)

ABBV0.1%

-7,106(-87%)

Exited

VIGI

-43,021

HELO

-50,881

-34,943

-3,289

-20,763

-8,561

-35,392

-50,469

-4,435

-1,734

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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